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Relax Better with Osaki — America’s #1 Massage Chair Brand🥇
Relax Better with Osaki — America’s #1 Massage Chair Brand🥇

HSA Payment Options

HSA / FSA Payment Options

Use your HSA or FSA account to pay. Supporting your health is important — and now you can apply pre-tax healthcare funds toward a premium massage experience.

How It Works:

1. At checkout, select "Flex - Pay with HSA/FSA".

2. Answer a few simple health-related questions.

3. Enter your HSA or FSA card information.

4. Complete your purchase directly with your HSA/FSA card.

Eligible Products

Eligible Products

Many Osaki and Titan massage chairs may qualify through this program. Look for the "HSA/FSA Eligible" badge on the product page. Final eligibility can vary depending on your specific health plan, and the questionnaire will help confirm it.

HSA/FSA Eligibility & Process

Most high-quality Osaki and Titan models meet the criteria to use HSA/FSA funds. Your eligibility still depends on your plan and completing the TrueMed health survey.

Yes, for eligible purchases. Select the HSA/FSA payment option at checkout. If direct payment isn't supported by your plan, you may pay by credit/debit and claim reimbursement afterward.

A LMN is a document from a licensed healthcare provider that certifies why a given product is medically necessary for you. It's required to substantiate HSA/FSA eligibility.

When you choose to pay with HSA/FSA funds at checkout, you'll be guided to complete a short TrueMed health survey. Based on your responses, a licensed healthcare provider reviews your information to determine eligibility. If approved, you'll receive your Letter of Medical Necessity (LMN) via email along with your receipt and instructions for substantiating your purchase.

TrueMed's healthcare team typically reviews submissions and provides a response within 1 business day after you complete the survey. Once approved, your LMN and confirmation details will be sent directly to your email.

If the healthcare provider determines that your reported symptoms don't demonstrate a medical necessity for a massage chair, your LMN request may not be approved. In that case, you can still complete your purchase using another payment method, but HSA/FSA funds cannot be used for reimbursement.

Accessories and add-ons—such as covers, pads, or upgrades—are generally not eligible under HSA/FSA programs unless your healthcare provider specifically includes them in your LMN as medically necessary. Check with your provider or benefits administrator to confirm eligibility before purchasing.

If your HSA/FSA plan doesn't allow direct payment at checkout, you can still use your credit or debit card to purchase your TitanChair. Then, submit your Letter of Medical Necessity and itemized receipt to your plan administrator for reimbursement.

  1. Log into your HSA/FSA account.
  2. Go to the Reimbursement or Claims section.
  3. Upload your LMN and receipt.
  4. Your administrator will review and process your claim per their guidelines.

Yes! When your purchase is approved as medically necessary, your TitanChair qualifies as a tax-free medical expense through your HSA/FSA. That means the funds used for your purchase are exempt from federal income tax, helping you save while investing in your health and recovery.

Important Considerations

  • HSA/FSA eligibility depends on your specific plan, whether your account is U.S.-based, and whether the item is purchased for medical necessity rather than general wellness.

  • The LMN cannot be issued retroactively for purchases made before the document is provided.

  • To pay directly with your HSA/FSA card, choose the correct payment option at checkout. If your cart includes noneligible items, you may need to split the payment between HSA/FSA funds and a standard credit or debit card.

  • Keep your complete order receipt and LMN for your records in case your benefits administrator asks for documentation.